Agriculture & Microfinance (AM)
Agriculture & Microfinance (AM)
Full Marks: 100
Module A: Agriculture Finance
- Nature, Approaches and Need for Agricultural Finance
- Institutional and Non-Institutional Sources of Agri-finance
- Types of Agri-finance: Crop and Non-Crop
- Agro-Based Project Financing - Procedures and Collaterals
- Problems of Agri-finance
- Role of Commercial Bank and Bangladesh Bank in Agri-finance
- Monitoring and Recovery of Agricultural Credit
- Public Demand Recovery Act
- Sector and Sub-Sector of Agricultural Finance
- Methods of Agricultural Credits Disbursements
- Use of IT in Agricultural Credits
- Regulatory Policies for Agricultural and Farm Sector Financing
Module B: Micro Credit and Micro Finance: Evolution, Legal Framework and Products
- Historical Development of Micro Credit
- Micro Credit and Micro Finance
- Micro Credit and Poverty Alleviation
- Government Policy and Legal Framework Regarding Micro Finance in Bangladesh
- Micro Credit Regulatory Authority (MRA) in Bangladesh
- Requirements of Collateral Security, Collateral Substitutes
- Saving-Compulsory Deposit System, Insurance, Payment Services
- Social Intermediation, Enterprise Development Services
Module C: Micro Financial Institutions (MFIs)
- Micro Financial Institutions and their Objectives
- Target Market and Impact Analysis
- Formal, Semi-Formal and Informal Financial Institutions
- Institutional Growth and Transformation
- Linkages Among Different Types of MFIs and between Banks and MFIs
- Social Services of the MFIs
Module D: Working Capital, Special and Priority Sector Financing
- Working Capital Assessment for Fishery, Poultry, Dairy, etc.
- Finance in High-Value Crops, Tissue Culture, Oil Palm Cultivation
- Nursery, Salt Cultivation, Cereal Cultivation, Silk Cultivation
- Roof-top Gardening, Mushroom Cultivation, Betel Leaf Cultivation
- Value Chain - Developing Commodity Markets
Module E: Role of Specialized Banks (SBs) and MFIs in Rural Finance and Poverty Alleviation in Bangladesh
- Role of BKB, RAKUB, Grameen Bank, BRAC, ASA, PRASHIKA, BRDB and PKSF as the Micro/Rural Financial Institutions in poverty alleviation
Module F: Performance Assessment of SBs and MFIs
- Repayment Rates, Financial Viability, Profitability, Leverage and Capital Adequacy
- Borrowers Viability and Poverty Alleviation